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Time Misconception: What Is the Right Time to Start?

Several weeks ago one of my friends was texting me, ''You know what, the stock market has gone bull in the last few days, I should have invested a year earlier.''

I replied, ''So be ready to invest now, it will come down again no worry...''

''But I am too late you know, now I have to start from scratch.''

You are stopping yourself from success
Imagine a highly successful person, who had completed her Ph.D. by the age of 25, had become a CEO in her mid forty and died from stress in her late fifty. Her friend who had completed her graduation in her late 20s is now 65 and running her own pet shop.
Which life would you prefer?
Even I don't know, it's hard to tell whether the later lady has been more successful in her life. Success subjectively depends on the human perspective. Perhaps, a high achiever at an early age is revered for her steep success curve, but I'm pretty much sure those high achievers would have wanted to be a person who could stop by and appreciate the beauties of life.
If you repent for being late today, you will do the same 10 years later. Most of us forget to live in the present. You are in control of the present only. Your past is gone, the future will come as you do in the present. But trust me, you have the choice to make the right decisions that will lead you towards a long, healthy, and prosperous life. Try to be happy and productive even at the age of 100. Take healthy foods, avoid late nights, do exercises: your persistence will beat the competitors who are even 20 years younger than you. 
I had suggested to my friend at the end, ''look, people who invested 1 year earlier could hardly anticipate today's market. The same will happen one year later, but it's your choice to determine which side will you be on.''
He somewhat agreed.
Note: I had also invested last year and got a return, but the ticket size was so small. Hopefully one day my financial crisis will go away. Living with an empty pocket is literally utter-pathetic. 

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Location: Dhaka, Bangladesh

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